Medicare Plans in Collier County, Florida — 2027
The short answer: 59 Medicare plans are available in Collier County, Florida for 2027, offered by 8 insurance companies. Monthly premiums range from $0 to $173. 49 of these plans (83%) charge no monthly premium. The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Collier County is $500.
Plans available in Collier County
| Plan | Insurance company | Plan type | Monthly premium | CMS star rating |
|---|---|---|---|---|
| AARP Medicare Advantage CareFlex from UHC FL-34 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) | UnitedHealthcare | Regional PPO | $0 | 3.5 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) | UnitedHealthcare | PPO | $0 | 4 out of 5 stars |
| AARP Medicare Advantage from UHC FL-0006 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage from UHC FL-0010 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage from UHC FL-0017 (PPO) | UnitedHealthcare | PPO | $0 | 4 out of 5 stars |
| Aetna Medicare Chronic Care (HMO C-SNP) | Aetna Medicare | HMO C-SNP | $0 | 4 out of 5 stars |
| Aetna Medicare Eagle Giveback (PPO) | Aetna Medicare | PPO | $0 | 4 out of 5 stars |
| Aetna Medicare Full Dual Select (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 4 out of 5 stars |
| Aetna Medicare Partial Dual Select (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 4 out of 5 stars |
| Aetna Medicare Select (HMO) | Aetna Medicare | HMO | $0 | 4 out of 5 stars |
| Aetna Medicare Signature (PPO) | Aetna Medicare | PPO | $0 | 4 out of 5 stars |
| Aetna Medicare Signature Legacy (PPO) | Aetna Medicare | PPO | $0 | 4 out of 5 stars |
| BlueMedicare Classic (HMO) | Florida Blue HMO | HMO | $0 | 3.5 out of 5 stars |
| BlueMedicare Focus (HMO C-SNP) | Florida Blue HMO | HMO C-SNP | $0 | 3.5 out of 5 stars |
| BlueMedicare Patriot (PPO) | Florida Blue | PPO | $0 | 3 out of 5 stars |
| BlueMedicare Patriot Plus (PPO) | Florida Blue | PPO | $0 | 3 out of 5 stars |
| BlueMedicare Premier (HMO) | Florida Blue HMO | HMO | $0 | 3.5 out of 5 stars |
| DEVOTED CHOICE GIVEBACK 016 FL (PPO) | Devoted Health | PPO | $0 | 4 out of 5 stars |
| Freedom Medi-Medi Partial (HMO D-SNP) | Freedom Health, Inc. | HMO D-SNP | $0 | 4 out of 5 stars |
| Freedom Platinum Plan Rx (HMO) | Freedom Health, Inc. | HMO | $0 | 4 out of 5 stars |
| Freedom Platinum Rewards Plan Rx (HMO) | Freedom Health, Inc. | HMO | $0 | 4 out of 5 stars |
| Freedom VIP Savings (HMO C-SNP) | Freedom Health, Inc. | HMO C-SNP | $0 | 4 out of 5 stars |
| Freedom VIP Savings COPD (HMO C-SNP) | Freedom Health, Inc. | HMO C-SNP | $0 | 4 out of 5 stars |
| Humana Dual Integrated (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Dual Integrated (PPO D-SNP) | Humana | PPO D-SNP | $0 | 4 out of 5 stars |
| Humana Dual Select H1036-285 (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Dual Select H1036-314 (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Dual Select H5216-394 (PPO D-SNP) | Humana | PPO D-SNP | $0 | 4 out of 5 stars |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Humana Gold Plus Giveback H1036-278 (HMO) | Humana | HMO | $0 | 4.5 out of 5 stars |
| Humana Gold Plus H1036-217 (HMO) | Humana | HMO | $0 | 4.5 out of 5 stars |
| Humana Gold Plus Lung (HMO C-SNP) | Humana | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (HMO) | Humana | HMO | $0 | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| Humana Value Choice (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| Optimum Diamond Savings (HMO C-SNP) | Optimum HealthCare, Inc. | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Optimum Diamond Savings COPD (HMO C-SNP) | Optimum HealthCare, Inc. | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Optimum Emerald Partial (HMO D-SNP) | Optimum HealthCare, Inc. | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Premier Care (HMO I-SNP) | Align Senior Care | HMO I-SNP | $0 | Not yet rated by CMS |
| UHC Complete Care FL-14 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP | $0 | 4 out of 5 stars |
| UHC Dual Complete FL-Q1 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete FL-QV2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 4 out of 5 stars |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 4 out of 5 stars |
| Wellcare Giveback (HMO-POS) | Wellcare | HMO-POS | $0 | 4 out of 5 stars |
| Wellcare Simple (HMO-POS) | Wellcare | HMO-POS | $0 | 4 out of 5 stars |
| Senior Care (HMO I-SNP) | Align Senior Care | HMO I-SNP | $2.10 | Not yet rated by CMS |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP | $6.10 | 5 out of 5 stars |
| Optimum Emerald Full (HMO D-SNP) | Optimum HealthCare, Inc. | HMO D-SNP | $7.30 | 4.5 out of 5 stars |
| UHC Dual Complete FL-Y7 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | $7.30 | 3.5 out of 5 stars |
| HumanaChoice R5826-018 (Regional PPO) | Humana | Regional PPO | $9 | 4 out of 5 stars |
| HumanaChoice R5826-074 (Regional PPO) | Humana | Regional PPO | $35 | 4 out of 5 stars |
| BlueMedicare Select (PPO) | Florida Blue | PPO | $99.50 | 3 out of 5 stars |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) | UnitedHealthcare | Regional PPO | $127 | 3.5 out of 5 stars |
| HumanaChoice R5826-005 (Regional PPO) | Humana | Regional PPO | $161 | 4 out of 5 stars |
| BlueMedicare Select (PPO) | Florida Blue | PPO | $173 | 3 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
How Collier County compares with Florida
83% of the plans in Collier County charge no monthly premium, compared with 82% across Florida as a whole. Across Florida, premiums run from $0 to $326 and 82% of plan listings charge $0. In Collier County the median monthly premium is $0, and residents can choose from 8 insurance companies.
Insurance companies in Collier County
- Humana — 17 plans
- UnitedHealthcare — 14 plans
- Freedom Health — 9 plans
- Florida Blue — 7 plans
- Aetna — 7 plans
- Wellcare — 2 plans in Collier County — see statewide line-up
- Align Senior Care — 2 plans in Collier County — see statewide line-up
- Devoted Health — 1 plan in Collier County — see statewide line-up
Special Needs Plans in Collier County
27 of the plans in Collier County are Special Needs Plans: 15 Dual Special Needs Plans (for people with both Medicare and Medicaid); 9 Chronic Condition Special Needs Plans; 3 Institutional Special Needs Plans. Eligibility for these plans is limited to the group each plan serves. See the Dual Special Needs Plans guide and the Medicare Savings Programs guide for how qualification works.
Frequently asked questions
- How many Medicare Advantage plans are available in Collier County in 2027?
- 59 Medicare plans are available in Collier County, Florida for 2027, offered by 8 insurance companies.
- What is the lowest Medicare Advantage premium in Collier County?
- The lowest monthly premium in Collier County is $0, charged by Wellcare Giveback (HMO-POS).
- How many $0-premium Medicare plans are in Collier County?
- 49 of the 59 Medicare plans in Collier County (83%) charge no monthly premium.
- What is the lowest out-of-pocket maximum in Collier County?
- The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Collier County for 2027 is $500, on Freedom Medi-Medi Partial (HMO D-SNP).
- Which insurance companies offer Medicare plans in Collier County?
- The insurance companies offering Medicare plans in Collier County for 2027 are: Humana (17 plans), UnitedHealthcare (14 plans), Freedom Health (9 plans), Florida Blue (7 plans), Aetna (7 plans), Wellcare (2 plans), Align Senior Care (2 plans), Devoted Health (1 plans).
- Are there Special Needs Plans in Collier County?
- Yes. 27 Special Needs Plans are offered in Collier County for 2027: 15 Dual Special Needs Plans (for people with both Medicare and Medicaid); 9 Chronic Condition Special Needs Plans; 3 Institutional Special Needs Plans.
- What is the lowest Part D deductible in Collier County?
- The lowest Part D deductible among plans with drug coverage in Collier County for 2027 is $0.
Nearby counties
- Medicare plans in Broward County
- Medicare plans in Hendry County
- Medicare plans in Lee County
- Medicare plans in Miami-Dade County
- Medicare plans in Monroe County
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.