Medicare Plans in Miami-Dade County, Florida — 2027
The short answer: 101 Medicare plans are available in Miami-Dade County, Florida for 2027, offered by 15 insurance companies. Monthly premiums range from $0 to $173. 86 of these plans (85%) charge no monthly premium. The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Miami-Dade County is $500.
Plans available101
Insurance companies15
Premium range$0 to $173
Median premium$0
$0-premium plans86 (85%)
Plans available in Miami-Dade County
| Plan | Insurance company | Plan type | Monthly premium | CMS star rating |
|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) | UnitedHealthcare | Regional PPO | $0 | 3.5 out of 5 stars |
| Aetna Medicare Chronic Care (HMO C-SNP) | Aetna Medicare | HMO C-SNP | $0 | 4 out of 5 stars |
| Aetna Medicare Full Dual Select (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 4 out of 5 stars |
| Aetna Medicare Partial Dual Select (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 4 out of 5 stars |
| Aetna Medicare QMB Only Select (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 4 out of 5 stars |
| Aetna Medicare Select Care (HMO) | Aetna Medicare | HMO | $0 | 4 out of 5 stars |
| AmeriHealth Caritas VIP Care (HMO D-SNP) | AmeriHealth Caritas VIP Care (HMO-D-SNP) | HMO D-SNP | $0 | Not yet rated by CMS |
| BlueMedicare Classic (HMO) | Florida Blue HMO | HMO | $0 | 3.5 out of 5 stars |
| BlueMedicare Patriot (PPO) | Florida Blue | PPO | $0 | 3 out of 5 stars |
| CareAccess (HMO) | CarePlus Health Plans, Inc. | HMO | $0 | 4 out of 5 stars |
| CareBreeze (HMO C-SNP) | CarePlus Health Plans, Inc. | HMO C-SNP | $0 | 4 out of 5 stars |
| CareBreeze Platinum (HMO C-SNP) | CarePlus Health Plans, Inc. | HMO C-SNP | $0 | 4 out of 5 stars |
| CareComplete (HMO C-SNP) | CarePlus Health Plans, Inc. | HMO C-SNP | $0 | 4 out of 5 stars |
| CareComplete Platinum (HMO C-SNP) | CarePlus Health Plans, Inc. | HMO C-SNP | $0 | 4 out of 5 stars |
| CareFree Platinum Giveback (HMO) | CarePlus Health Plans, Inc. | HMO | $0 | 4 out of 5 stars |
| CareNeeds Platinum (HMO D-SNP) | CarePlus Health Plans, Inc. | HMO D-SNP | $0 | 4 out of 5 stars |
| CareOne Plus (HMO) | CarePlus Health Plans, Inc. | HMO | $0 | 4 out of 5 stars |
| CareSalute (HMO) | CarePlus Health Plans, Inc. | HMO | $0 | 4 out of 5 stars |
| DEVOTED C-SNP ENHANCED 067 FL (HMO C-SNP) | Devoted Health | HMO C-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED C-SNP PLUS 085 FL (HMO C-SNP) | Devoted Health | HMO C-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED CORE 001 FL (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DEVOTED CORE 037 FL (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DEVOTED CORE 062 FL (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DEVOTED DUAL 019 FL (HMO D-SNP) | Devoted Health | HMO D-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED DUAL FULL 078 FL (HMO D-SNP) | Devoted Health | HMO D-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED DUAL QMB 053 FL (HMO D-SNP) | Devoted Health | HMO D-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED GIVEBACK 013 FL (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DEVOTED GIVEBACK EXTRAS 110 FL (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DrExtraCare-SFL (HMO C-SNP) | Doctors HealthCare Plans, Inc. | HMO C-SNP | $0 | 4.5 out of 5 stars |
| DrFullDual-SFL (HMO D-SNP) | Doctors HealthCare Plans, Inc. | HMO D-SNP | $0 | 4.5 out of 5 stars |
| DrMax-Dade (HMO) | Doctors HealthCare Plans, Inc. | HMO | $0 | 4.5 out of 5 stars |
| DrPartialDual-SFL (HMO D-SNP) | Doctors HealthCare Plans, Inc. | HMO D-SNP | $0 | 4.5 out of 5 stars |
| DrSelect-SFL (HMO) | Doctors HealthCare Plans, Inc. | HMO | $0 | 4.5 out of 5 stars |
| Florida Complete Care (HMO I-SNP) | Florida Complete Care | HMO I-SNP | $0 | 3 out of 5 stars |
| Florida Complete Care- In The Community (HMO-POS I-SNP) | Florida Complete Care | HMO-POS I-SNP | $0 | 3 out of 5 stars |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) | Florida Complete Care | HMO-POS D-SNP | $0 | 3 out of 5 stars |
| Gold Dialysis & Kidney (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $0 | 2.5 out of 5 stars |
| Gold Heart & Diabetes (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $0 | 2.5 out of 5 stars |
| HealthSun HealthAdvantage Plan (HMO) | HealthSun Health Plans, Inc. | HMO | $0 | 4.5 out of 5 stars |
| HealthSun HealthAdvantage Plus (HMO) | HealthSun Health Plans, Inc. | HMO | $0 | 4.5 out of 5 stars |
| HealthSun MediMax (HMO) | HealthSun Health Plans, Inc. | HMO | $0 | 4.5 out of 5 stars |
| HealthSun MediSun Extra (HMO D-SNP) | HealthSun Health Plans, Inc. | HMO D-SNP | $0 | 4.5 out of 5 stars |
| HealthSun MediSun Full Dual Extra (HMO D-SNP) | HealthSun Health Plans, Inc. | HMO D-SNP | $0 | 4.5 out of 5 stars |
| HealthSun VitalCare (HMO C-SNP) | HealthSun Health Plans, Inc. | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Humana Dual Integrated (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Dual Integrated (PPO D-SNP) | Humana | PPO D-SNP | $0 | 3.5 out of 5 stars |
| Humana Dual Select H1036-077 (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Dual Select H1036-304 (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Dual Select H7284-010 (PPO D-SNP) | Humana | PPO D-SNP | $0 | 3.5 out of 5 stars |
| Humana Fully Integrated H1036-280 (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Humana Gold Plus Giveback H1036-305 (HMO) | Humana | HMO | $0 | 4.5 out of 5 stars |
| Humana Gold Plus H1036-054C (HMO) | Humana | HMO | $0 | 4.5 out of 5 stars |
| Humana Gold Plus Lung (HMO C-SNP) | Humana | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (HMO) | Humana | HMO | $0 | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| HumanaChoice Florida H5216-068 (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| HumanaChoice Florida H7617-107 (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| HumanaChoice Giveback H5216-311 (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| HumanaChoice Giveback H7617-110 (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| HumanaChoice Giveback H7617-145 (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| Leon MediDual (HMO D-SNP) | Leon Health, Inc. | HMO D-SNP | $0 | 5 out of 5 stars |
| Leon MediExtra (HMO) | Leon Health, Inc. | HMO | $0 | 5 out of 5 stars |
| Leon MediMax (HMO D-SNP) | Leon Health, Inc. | HMO D-SNP | $0 | 5 out of 5 stars |
| Leon MediMore (HMO) | Leon Health, Inc. | HMO | $0 | 5 out of 5 stars |
| Premier Care (HMO I-SNP) | Align Senior Care | HMO I-SNP | $0 | Not yet rated by CMS |
| Simply Complete Platinum (HMO D-SNP) | Simply Healthcare Plans, Inc. | HMO D-SNP | $0 | 4 out of 5 stars |
| Solis Balanced Plan (HMO C-SNP) | Solis Health Plans | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Solis Healthy Living Plan (HMO) | Solis Health Plans | HMO | $0 | 4.5 out of 5 stars |
| Solis Wellness Giveback Plan (HMO C-SNP) | Solis Health Plans | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Solis Wellness Plan (HMO C-SNP) | Solis Health Plans | HMO C-SNP | $0 | 4.5 out of 5 stars |
| UHC Dual Complete FL-Q1 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete FL-YL (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 3.5 out of 5 stars |
| UHC MedicareMax Complete Care FL-30 (HMO C-SNP) | UnitedHealthcare | HMO C-SNP | $0 | 4.5 out of 5 stars |
| UHC MedicareMax Medicare Advantage FL-0028 (HMO) | UnitedHealthcare | HMO | $0 | 4.5 out of 5 stars |
| UHC Preferred Complete Care FL-0003 (HMO C-SNP) | UnitedHealthcare | HMO C-SNP | $0 | 4 out of 5 stars |
| UHC Preferred Dual Complete FL-QV4 (HMO D-SNP) | UnitedHealthcare | HMO D-SNP | $0 | 4 out of 5 stars |
| UHC Preferred Dual Complete FL-Y6 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 4 out of 5 stars |
| UHC Preferred Medicare Advantage FL-0001 (HMO) | UnitedHealthcare | HMO | $0 | 4 out of 5 stars |
| Wellcare Giveback (HMO-POS) | Wellcare | HMO-POS | $0 | 4 out of 5 stars |
| Wellcare Simple (HMO-POS) | Wellcare | HMO-POS | $0 | 4 out of 5 stars |
| Wellcare Sunshine Health Dual Access (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP | $0 | 4 out of 5 stars |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 4 out of 5 stars |
| Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP | $0 | 4 out of 5 stars |
| Senior Care (HMO I-SNP) | Align Senior Care | HMO I-SNP | $2.10 | Not yet rated by CMS |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP | $6.10 | 5 out of 5 stars |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $7.30 | 2.5 out of 5 stars |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $7.30 | 2.5 out of 5 stars |
| Longevity Health Plan (HMO I-SNP) | Longevity Health Plan | HMO I-SNP | $7.30 | 5 out of 5 stars |
| Solis Guardian Plan (HMO D-SNP) | Solis Health Plans | HMO D-SNP | $7.30 | 4.5 out of 5 stars |
| UHC Dual Complete FL-Y7 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | $7.30 | 3.5 out of 5 stars |
| UHC Preferred Dual Complete FL-QV5 (HMO D-SNP) | UnitedHealthcare | HMO D-SNP | $7.30 | 4 out of 5 stars |
| Wellcare Sunshine Health Dual Align Unity (HMO D-SNP) | Wellcare | HMO D-SNP | $7.30 | 4 out of 5 stars |
| HumanaChoice R5826-018 (Regional PPO) | Humana | Regional PPO | $9 | 4 out of 5 stars |
| HumanaChoice R5826-074 (Regional PPO) | Humana | Regional PPO | $35 | 4 out of 5 stars |
| HumanaChoice Florida H7284-008 (PPO) | Humana | PPO | $52 | 3.5 out of 5 stars |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) | UnitedHealthcare | Regional PPO | $127 | 3.5 out of 5 stars |
| HumanaChoice R5826-005 (Regional PPO) | Humana | Regional PPO | $161 | 4 out of 5 stars |
| BlueMedicare Select (PPO) | Florida Blue | PPO | $173 | 3 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
How Miami-Dade County compares with Florida
Miami-Dade County has 101 Medicare plans for 2027, compared with a Florida county average of about 58 plans. Across Florida, premiums run from $0 to $326 and 82% of plan listings charge $0. In Miami-Dade County the median monthly premium is $0, and residents can choose from 15 insurance companies.
Insurance companies in Miami-Dade County
- Humana — 31 plans
- UnitedHealthcare — 14 plans
- Devoted Health — 10 plans
- Freedom Health — 7 plans
- Wellcare — 6 plans
- Solis Health Plans — 5 plans
- Aetna — 5 plans
- Doctors HealthCare Plans — 5 plans
- Gold Kidney Health Plan — 4 plans in Miami-Dade County — see statewide line-up
- Leon Health — 4 plans in Miami-Dade County — see statewide line-up
- Florida Blue — 3 plans in Miami-Dade County — see statewide line-up
- Florida Complete Care — 3 plans in Miami-Dade County — see statewide line-up
- Align Senior Care — 2 plans in Miami-Dade County — see statewide line-up
- Longevity Health Plan — 1 plan in Miami-Dade County — see statewide line-up
- AmeriHealth Caritas VIP Care (HMO-D-SNP) — 1 plan in Miami-Dade County — see statewide line-up
Special Needs Plans in Miami-Dade County
60 of the plans in Miami-Dade County are Special Needs Plans: 34 Dual Special Needs Plans (for people with both Medicare and Medicaid); 20 Chronic Condition Special Needs Plans; 6 Institutional Special Needs Plans. Eligibility for these plans is limited to the group each plan serves. See the Dual Special Needs Plans guide and the Medicare Savings Programs guide for how qualification works.
Frequently asked questions
- How many Medicare Advantage plans are available in Miami-Dade County in 2027?
- 101 Medicare plans are available in Miami-Dade County, Florida for 2027, offered by 15 insurance companies.
- What is the lowest Medicare Advantage premium in Miami-Dade County?
- The lowest monthly premium in Miami-Dade County is $0, charged by Solis Wellness Plan (HMO C-SNP).
- How many $0-premium Medicare plans are in Miami-Dade County?
- 86 of the 101 Medicare plans in Miami-Dade County (85%) charge no monthly premium.
- What is the lowest out-of-pocket maximum in Miami-Dade County?
- The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Miami-Dade County for 2027 is $500, on CareOne Plus (HMO).
- Which insurance companies offer Medicare plans in Miami-Dade County?
- The insurance companies offering Medicare plans in Miami-Dade County for 2027 are: Humana (31 plans), UnitedHealthcare (14 plans), Devoted Health (10 plans), Freedom Health (7 plans), Wellcare (6 plans), Solis Health Plans (5 plans), Aetna (5 plans), Doctors HealthCare Plans (5 plans), Gold Kidney Health Plan (4 plans), Leon Health (4 plans), Florida Blue (3 plans), Florida Complete Care (3 plans), Align Senior Care (2 plans), Longevity Health Plan (1 plans), AmeriHealth Caritas VIP Care (HMO-D-SNP) (1 plans).
- Are there Special Needs Plans in Miami-Dade County?
- Yes. 60 Special Needs Plans are offered in Miami-Dade County for 2027: 34 Dual Special Needs Plans (for people with both Medicare and Medicaid); 20 Chronic Condition Special Needs Plans; 6 Institutional Special Needs Plans.
- What is the lowest Part D deductible in Miami-Dade County?
- The lowest Part D deductible among plans with drug coverage in Miami-Dade County for 2027 is $0.
Nearby counties
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.