Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) — 2027

The short answer: Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) is a HMO-POS D-SNP plan offered by Wellcare for 2027 in 25 counties in Florida. Its monthly premium is $0. Medicare rates it 4 out of 5 stars.

Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) (H1032-202) is a HMO point-of-service (HMO-POS). It is a Dual Special Needs Plan (D-SNP), for people who have both Medicare and Medicaid. It is sold by Wellcare, part of Centene Corporation.

Costs at a glance

Monthly premium (CMS data, October 18, 2026)$0
Part D deductible$700
In-network out-of-pocket maximum$3,000
CMS star rating4 out of 5 stars

Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.

Where Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) is offered

Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) is offered in 25 counties in Florida for 2027:

How Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) compares

The median monthly premium across Wellcare plans in Florida is $0; this plan charges $0. The average in-network out-of-pocket maximum among Medicare Advantage plans in Florida is about $6,063; this plan’s maximum is $3,000.

Similar plans from Wellcare in Florida

How Dual Special Needs Plans work: Dual Special Needs Plans guide. Help paying Medicare costs: Medicare Savings Programs.

Frequently asked questions

What is the monthly premium for Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP)?
The monthly premium for Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) is $0 in CMS data as of October 18, 2026.
What is the out-of-pocket maximum for Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP)?
The in-network out-of-pocket maximum for Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) is $3,000 for 2027.
What is the Part D deductible for Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP)?
The Part D deductible for Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) is $700 for 2027.
What kind of plan is Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP)?
Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) is a HMO-POS D-SNP: a HMO point-of-service (HMO-POS). It is a Dual Special Needs Plan (D-SNP), for people who have both Medicare and Medicaid.
Who is Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) for?
Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) It is a Dual Special Needs Plan (D-SNP), for people who have both Medicare and Medicaid.
Where is Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) offered?
Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) is offered in 25 counties in Florida for 2027.
What is the CMS star rating for Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP)?
Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) Medicare rates it 4 out of 5 stars.

Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.

About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.

Researched and reviewed by , Licensed Insurance Agent, NPN 18910035, Senior Benefit Assistance. Medicare plan data on this page comes from CMS’s published CY2027 Landscape Source File (see source line). Last reviewed: October 26, 2026.

Talk with a licensed agent about the plans in your area: call 1-866-340-3441.