CareAccess (HMO) — 2027
The short answer: CareAccess (HMO) is a HMO plan offered by Humana for 2027 in 17 counties in Florida. Its monthly premium is $0. Medicare rates it 4 out of 5 stars.
CareAccess (HMO) (H1019-144) is a health maintenance organization (HMO). It is open to anyone who has Medicare Part A and Part B and lives in the plan service area. It is sold by CarePlus Health Plans, Inc., part of Humana Inc..
Costs at a glance
| Monthly premium (CMS data, October 18, 2026) | $0 |
|---|---|
| Part D deductible | $700 |
| In-network out-of-pocket maximum | $4,000 |
| CMS star rating | 4 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
Where CareAccess (HMO) is offered
CareAccess (HMO) is offered in 17 counties in Florida for 2027:
- Brevard County
- Clay County
- Duval County
- Flagler County
- Hillsborough County
- Indian River County
- Lake County
- Marion County
- Orange County
- Osceola County
- Pasco County
- Pinellas County
- Polk County
- Seminole County
- St. Johns County
- Sumter County
- Volusia County
How CareAccess (HMO) compares
The median monthly premium across Humana plans in Florida is $0; this plan charges $0. The average in-network out-of-pocket maximum among Medicare Advantage plans in Florida is about $6,063; this plan’s maximum is $4,000.
Similar plans from Humana in Florida
- Humana Gold Plus H1036-068 (HMO) — $0 a month
- Humana Gold Plus Giveback H1036-270 (HMO) — $0 a month
- Humana USAA Honor Giveback (HMO) — $0 a month
- Humana Gold Plus H1036-143 (HMO) — $0 a month
- CareSalute (HMO) — $0 a month
- CareFree Giveback (HMO) — $0 a month
Frequently asked questions
- What is the monthly premium for CareAccess (HMO)?
- The monthly premium for CareAccess (HMO) is $0 in CMS data as of October 18, 2026.
- What is the out-of-pocket maximum for CareAccess (HMO)?
- The in-network out-of-pocket maximum for CareAccess (HMO) is $4,000 for 2027.
- What is the Part D deductible for CareAccess (HMO)?
- The Part D deductible for CareAccess (HMO) is $700 for 2027.
- What kind of plan is CareAccess (HMO)?
- CareAccess (HMO) is a HMO: a health maintenance organization (HMO). It is open to anyone who has Medicare Part A and Part B and lives in the plan service area.
- Who is CareAccess (HMO) for?
- CareAccess (HMO) It is open to anyone who has Medicare Part A and Part B and lives in the plan service area.
- Where is CareAccess (HMO) offered?
- CareAccess (HMO) is offered in 17 counties in Florida for 2027.
- What is the CMS star rating for CareAccess (HMO)?
- CareAccess (HMO) Medicare rates it 4 out of 5 stars.
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.