Medicare Plans in Osceola County, Florida — 2027
The short answer: 112 Medicare plans are available in Osceola County, Florida for 2027, offered by 17 insurance companies. Monthly premiums range from $0 to $173. 95 of these plans (85%) charge no monthly premium. The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Osceola County is $500.
Plans available112
Insurance companies17
Premium range$0 to $173
Median premium$0
$0-premium plans95 (85%)
Plans available in Osceola County
| Plan | Insurance company | Plan type | Monthly premium | CMS star rating |
|---|---|---|---|---|
| AARP Medicare Advantage CareFlex from UHC FL-39 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Giveback from UHC FL-40 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) | UnitedHealthcare | Regional PPO | $0 | 3.5 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) | UnitedHealthcare | PPO | $0 | 4 out of 5 stars |
| AARP Medicare Advantage from UHC FL-0007 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage from UHC FL-0018 (PPO) | UnitedHealthcare | PPO | $0 | 4 out of 5 stars |
| Advantage Care COPD by Ultimate (HMO C-SNP) | Ultimate Health Plans | HMO C-SNP | $0 | 3.5 out of 5 stars |
| Advantage Care by Ultimate (HMO C-SNP) | Ultimate Health Plans | HMO C-SNP | $0 | 3.5 out of 5 stars |
| Advantage Plus by Ultimate (Full) (HMO D-SNP) | Ultimate Health Plans | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Advantage Plus by Ultimate (Partial) (HMO D-SNP) | Ultimate Health Plans | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Aetna Medicare Chronic Care (HMO C-SNP) | Aetna Medicare | HMO C-SNP | $0 | 4 out of 5 stars |
| Aetna Medicare Eagle Giveback (PPO) | Aetna Medicare | PPO | $0 | 4 out of 5 stars |
| Aetna Medicare Full Dual Select (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 4 out of 5 stars |
| Aetna Medicare Partial Dual Select (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 4 out of 5 stars |
| Aetna Medicare Select (HMO) | Aetna Medicare | HMO | $0 | 4 out of 5 stars |
| Aetna Medicare Select Extra (HMO-POS) | Aetna Medicare | HMO-POS | $0 | 4 out of 5 stars |
| Aetna Medicare Signature (PPO) | Aetna Medicare | PPO | $0 | 4 out of 5 stars |
| AmeriHealth Caritas VIP Care (HMO D-SNP) | AmeriHealth Caritas VIP Care (HMO-D-SNP) | HMO D-SNP | $0 | Not yet rated by CMS |
| BlueMedicare Classic (HMO) | Florida Blue HMO | HMO | $0 | 3.5 out of 5 stars |
| BlueMedicare Patriot (PPO) | Florida Blue | PPO | $0 | 3 out of 5 stars |
| CareAccess (HMO) | CarePlus Health Plans, Inc. | HMO | $0 | 4 out of 5 stars |
| CareBreeze (HMO C-SNP) | CarePlus Health Plans, Inc. | HMO C-SNP | $0 | 4 out of 5 stars |
| CareBreeze Platinum (HMO C-SNP) | CarePlus Health Plans, Inc. | HMO C-SNP | $0 | 4 out of 5 stars |
| CareComplete (HMO C-SNP) | CarePlus Health Plans, Inc. | HMO C-SNP | $0 | 4 out of 5 stars |
| CareComplete Platinum (HMO C-SNP) | CarePlus Health Plans, Inc. | HMO C-SNP | $0 | 4 out of 5 stars |
| CareFree Giveback (HMO) | CarePlus Health Plans, Inc. | HMO | $0 | 4 out of 5 stars |
| CareFree Platinum Giveback (HMO) | CarePlus Health Plans, Inc. | HMO | $0 | 4 out of 5 stars |
| CareNeeds Platinum (HMO D-SNP) | CarePlus Health Plans, Inc. | HMO D-SNP | $0 | 4 out of 5 stars |
| CareNeeds Plus (HMO D-SNP) | CarePlus Health Plans, Inc. | HMO D-SNP | $0 | 4 out of 5 stars |
| CareOne Plus (HMO-POS) | CarePlus Health Plans, Inc. | HMO-POS | $0 | 4 out of 5 stars |
| CareSalute (HMO) | CarePlus Health Plans, Inc. | HMO | $0 | 4 out of 5 stars |
| DEVOTED C-SNP ENHANCED 074 FL (HMO C-SNP) | Devoted Health | HMO C-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED C-SNP PLUS 087 FL (HMO C-SNP) | Devoted Health | HMO C-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED CORE 005 FL (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DEVOTED CORE 037 FL (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DEVOTED CORE 063 FL (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DEVOTED DUAL 022 FL (HMO D-SNP) | Devoted Health | HMO D-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED DUAL FULL 080 FL (HMO D-SNP) | Devoted Health | HMO D-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED DUAL QMB 052 FL (HMO D-SNP) | Devoted Health | HMO D-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED GIVEBACK 018 FL (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DEVOTED GIVEBACK EXTRAS 113 FL (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DrExtraCare-CFL (HMO C-SNP) | Doctors HealthCare Plans, Inc. | HMO C-SNP | $0 | 4.5 out of 5 stars |
| DrPartialDual-CFL (HMO D-SNP) | Doctors HealthCare Plans, Inc. | HMO D-SNP | $0 | 4.5 out of 5 stars |
| DrSelect-CFL (HMO) | Doctors HealthCare Plans, Inc. | HMO | $0 | 4.5 out of 5 stars |
| Florida Complete Care (HMO I-SNP) | Florida Complete Care | HMO I-SNP | $0 | 3 out of 5 stars |
| Florida Complete Care- In The Community (HMO-POS I-SNP) | Florida Complete Care | HMO-POS I-SNP | $0 | 3 out of 5 stars |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) | Florida Complete Care | HMO-POS D-SNP | $0 | 3 out of 5 stars |
| Freedom Medi-Medi Partial (HMO D-SNP) | Freedom Health, Inc. | HMO D-SNP | $0 | 4 out of 5 stars |
| Freedom Máximo (HMO-POS) | Freedom Health, Inc. | HMO-POS | $0 | 4 out of 5 stars |
| Freedom Platinum Plan Rx (HMO) | Freedom Health, Inc. | HMO | $0 | 4 out of 5 stars |
| Freedom Platinum Rewards Plan Rx (HMO) | Freedom Health, Inc. | HMO | $0 | 4 out of 5 stars |
| Freedom Savings Plan (HMO) | Freedom Health, Inc. | HMO | $0 | 4 out of 5 stars |
| Freedom VIP Care (HMO C-SNP) | Freedom Health, Inc. | HMO C-SNP | $0 | 4 out of 5 stars |
| Freedom VIP Savings (HMO C-SNP) | Freedom Health, Inc. | HMO C-SNP | $0 | 4 out of 5 stars |
| Freedom VIP Savings COPD (HMO C-SNP) | Freedom Health, Inc. | HMO C-SNP | $0 | 4 out of 5 stars |
| Gold Dialysis & Kidney (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $0 | 2.5 out of 5 stars |
| Gold Heart & Diabetes (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $0 | 2.5 out of 5 stars |
| Gold Heart & Diabetes Plus (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $0 | 2.5 out of 5 stars |
| HealthSpring Preferred (HMO) | HealthSpring | HMO | $0 | 3 out of 5 stars |
| Humana Dual Integrated (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Dual Integrated (PPO D-SNP) | Humana | PPO D-SNP | $0 | 4 out of 5 stars |
| Humana Dual Select H1036-213 (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Dual Select H1036-314 (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Dual Select H5216-394 (PPO D-SNP) | Humana | PPO D-SNP | $0 | 4 out of 5 stars |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| Humana Fully Integrated H1036-280 (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Humana Gold Plus Giveback H1036-269 (HMO) | Humana | HMO | $0 | 4.5 out of 5 stars |
| Humana Gold Plus H1036-146 (HMO) | Humana | HMO | $0 | 4.5 out of 5 stars |
| Humana Gold Plus Lung (HMO C-SNP) | Humana | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (HMO) | Humana | HMO | $0 | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| Humana Value Choice (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| Optimum Diamond Savings (HMO C-SNP) | Optimum HealthCare, Inc. | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Optimum Diamond Savings COPD (HMO C-SNP) | Optimum HealthCare, Inc. | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Optimum Emerald Partial (HMO D-SNP) | Optimum HealthCare, Inc. | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Optimum Gold Rewards Plan (HMO) | Optimum HealthCare, Inc. | HMO | $0 | 4.5 out of 5 stars |
| Premier Care (HMO I-SNP) | Align Senior Care | HMO I-SNP | $0 | Not yet rated by CMS |
| Premier by Ultimate (HMO) | Ultimate Health Plans | HMO | $0 | 3.5 out of 5 stars |
| Simply Complete Platinum (HMO D-SNP) | Simply Healthcare Plans, Inc. | HMO D-SNP | $0 | 4 out of 5 stars |
| Simply Integrated Platinum (HMO D-SNP) | Simply Healthcare Plans, Inc. | HMO D-SNP | $0 | 4 out of 5 stars |
| Solis Healthy Living Plan (HMO) | Solis Health Plans | HMO | $0 | 4.5 out of 5 stars |
| Solis Wellness Giveback Plan (HMO C-SNP) | Solis Health Plans | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Solis Wellness Plan (HMO C-SNP) | Solis Health Plans | HMO C-SNP | $0 | 4.5 out of 5 stars |
| UHC Complete Care FL-14 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP | $0 | 4 out of 5 stars |
| UHC Dual Complete FL-Q1 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete FL-QV2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 4 out of 5 stars |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 4 out of 5 stars |
| Wellcare Giveback (HMO-POS) | Wellcare | HMO-POS | $0 | 4 out of 5 stars |
| Wellcare Simple (HMO-POS) | Wellcare | HMO-POS | $0 | 4 out of 5 stars |
| Wellcare Sunshine Health Dual Access (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP | $0 | 4 out of 5 stars |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 4 out of 5 stars |
| Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP | $0 | 4 out of 5 stars |
| Senior Care (HMO I-SNP) | Align Senior Care | HMO I-SNP | $2.10 | Not yet rated by CMS |
| DrFullDual-CFL (HMO D-SNP) | Doctors HealthCare Plans, Inc. | HMO D-SNP | $4.10 | 4.5 out of 5 stars |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP | $6.10 | 5 out of 5 stars |
| American Health Advantage of Florida (HMO I-SNP) | American Health Advantage of Florida | HMO I-SNP | $7.30 | Not yet rated by CMS |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $7.30 | 2.5 out of 5 stars |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $7.30 | 2.5 out of 5 stars |
| HealthSpring TotalCare (HMO D-SNP) | HealthSpring | HMO D-SNP | $7.30 | 3 out of 5 stars |
| HealthSpring TotalCare Plus (HMO D-SNP) | HealthSpring | HMO D-SNP | $7.30 | 3 out of 5 stars |
| Longevity Health Plan (HMO I-SNP) | Longevity Health Plan | HMO I-SNP | $7.30 | 5 out of 5 stars |
| Solis Guardian Plan (HMO D-SNP) | Solis Health Plans | HMO D-SNP | $7.30 | 4.5 out of 5 stars |
| UHC Dual Complete FL-Y7 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | $7.30 | 3.5 out of 5 stars |
| Wellcare Sunshine Health Dual Align Unity (HMO D-SNP) | Wellcare | HMO D-SNP | $7.30 | 4 out of 5 stars |
| HumanaChoice R5826-018 (Regional PPO) | Humana | Regional PPO | $9 | 4 out of 5 stars |
| HumanaChoice R5826-074 (Regional PPO) | Humana | Regional PPO | $35 | 4 out of 5 stars |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) | UnitedHealthcare | Regional PPO | $127 | 3.5 out of 5 stars |
| HumanaChoice R5826-005 (Regional PPO) | Humana | Regional PPO | $161 | 4 out of 5 stars |
| BlueMedicare Select (PPO) | Florida Blue | PPO | $173 | 3 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
How Osceola County compares with Florida
Osceola County has 112 Medicare plans for 2027, compared with a Florida county average of about 58 plans. Across Florida, premiums run from $0 to $326 and 82% of plan listings charge $0. In Osceola County the median monthly premium is $0, and residents can choose from 17 insurance companies.
Insurance companies in Osceola County
- Humana — 29 plans
- UnitedHealthcare — 14 plans
- Freedom Health — 14 plans
- Devoted Health — 10 plans
- Aetna — 7 plans
- Wellcare — 6 plans
- Gold Kidney Health Plan — 5 plans
- Ultimate Health Plans — 5 plans
- Solis Health Plans — 4 plans in Osceola County — see statewide line-up
- Doctors HealthCare Plans — 4 plans in Osceola County — see statewide line-up
- Florida Blue — 3 plans in Osceola County — see statewide line-up
- HealthSpring — 3 plans in Osceola County — see statewide line-up
- Florida Complete Care — 3 plans in Osceola County — see statewide line-up
- Align Senior Care — 2 plans in Osceola County — see statewide line-up
- Longevity Health Plan — 1 plan in Osceola County — see statewide line-up
- AmeriHealth Caritas VIP Care (HMO-D-SNP) — 1 plan in Osceola County — see statewide line-up
- American Health Advantage of Florida — 1 plan in Osceola County — see statewide line-up
Special Needs Plans in Osceola County
67 of the plans in Osceola County are Special Needs Plans: 35 Dual Special Needs Plans (for people with both Medicare and Medicaid); 25 Chronic Condition Special Needs Plans; 7 Institutional Special Needs Plans. Eligibility for these plans is limited to the group each plan serves. See the Dual Special Needs Plans guide and the Medicare Savings Programs guide for how qualification works.
Frequently asked questions
- How many Medicare Advantage plans are available in Osceola County in 2027?
- 112 Medicare plans are available in Osceola County, Florida for 2027, offered by 17 insurance companies.
- What is the lowest Medicare Advantage premium in Osceola County?
- The lowest monthly premium in Osceola County is $0, charged by Solis Healthy Living Plan (HMO).
- How many $0-premium Medicare plans are in Osceola County?
- 95 of the 112 Medicare plans in Osceola County (85%) charge no monthly premium.
- What is the lowest out-of-pocket maximum in Osceola County?
- The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Osceola County for 2027 is $500, on Advantage Plus by Ultimate (Full) (HMO D-SNP).
- Which insurance companies offer Medicare plans in Osceola County?
- The insurance companies offering Medicare plans in Osceola County for 2027 are: Humana (29 plans), UnitedHealthcare (14 plans), Freedom Health (14 plans), Devoted Health (10 plans), Aetna (7 plans), Wellcare (6 plans), Gold Kidney Health Plan (5 plans), Ultimate Health Plans (5 plans), Solis Health Plans (4 plans), Doctors HealthCare Plans (4 plans), Florida Blue (3 plans), HealthSpring (3 plans), Florida Complete Care (3 plans), Align Senior Care (2 plans), Longevity Health Plan (1 plans), AmeriHealth Caritas VIP Care (HMO-D-SNP) (1 plans), American Health Advantage of Florida (1 plans).
- Are there Special Needs Plans in Osceola County?
- Yes. 67 Special Needs Plans are offered in Osceola County for 2027: 35 Dual Special Needs Plans (for people with both Medicare and Medicaid); 25 Chronic Condition Special Needs Plans; 7 Institutional Special Needs Plans.
- What is the lowest Part D deductible in Osceola County?
- The lowest Part D deductible among plans with drug coverage in Osceola County for 2027 is $0.
Nearby counties
- Medicare plans in Brevard County
- Medicare plans in Highlands County
- Medicare plans in Indian River County
- Medicare plans in Lake County
- Medicare plans in Okeechobee County
- Medicare plans in Orange County
- Medicare plans in Polk County
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.