CareNeeds Platinum (HMO D-SNP) — 2027
The short answer: CareNeeds Platinum (HMO D-SNP) is a HMO D-SNP plan offered by Humana for 2027 in 17 counties in Florida. Its monthly premium is $0. Medicare rates it 4 out of 5 stars.
CareNeeds Platinum (HMO D-SNP) (H1019-146) is a health maintenance organization (HMO). It is a Dual Special Needs Plan (D-SNP), for people who have both Medicare and Medicaid. It is sold by CarePlus Health Plans, Inc., part of Humana Inc..
Costs at a glance
| Monthly premium (CMS data, October 18, 2026) | $0 |
|---|---|
| Part D deductible | $700 |
| In-network out-of-pocket maximum | $3,400 |
| CMS star rating | 4 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
Where CareNeeds Platinum (HMO D-SNP) is offered
CareNeeds Platinum (HMO D-SNP) is offered in 17 counties in Florida for 2027:
- Brevard County
- Clay County
- Duval County
- Flagler County
- Hillsborough County
- Indian River County
- Lake County
- Marion County
- Orange County
- Osceola County
- Pasco County
- Pinellas County
- Polk County
- Seminole County
- St. Johns County
- Sumter County
- Volusia County
How CareNeeds Platinum (HMO D-SNP) compares
The median monthly premium across Humana plans in Florida is $0; this plan charges $0. The average in-network out-of-pocket maximum among Medicare Advantage plans in Florida is about $6,063; this plan’s maximum is $3,400.
Similar plans from Humana in Florida
- Humana Dual Select H1036-210 (HMO D-SNP) — $0 a month
- Humana Dual Select H1036-314 (HMO D-SNP) — $0 a month
- Humana Dual Integrated (HMO D-SNP) — $0 a month
- Humana Dual Integrated (HMO D-SNP) — $0 a month
- CareNeeds Plus (HMO D-SNP) — $0 a month
- CareNeeds Extra (HMO D-SNP) — $0 a month
How Dual Special Needs Plans work: Dual Special Needs Plans guide. Help paying Medicare costs: Medicare Savings Programs.
Frequently asked questions
- What is the monthly premium for CareNeeds Platinum (HMO D-SNP)?
- The monthly premium for CareNeeds Platinum (HMO D-SNP) is $0 in CMS data as of October 18, 2026.
- What is the out-of-pocket maximum for CareNeeds Platinum (HMO D-SNP)?
- The in-network out-of-pocket maximum for CareNeeds Platinum (HMO D-SNP) is $3,400 for 2027.
- What is the Part D deductible for CareNeeds Platinum (HMO D-SNP)?
- The Part D deductible for CareNeeds Platinum (HMO D-SNP) is $700 for 2027.
- What kind of plan is CareNeeds Platinum (HMO D-SNP)?
- CareNeeds Platinum (HMO D-SNP) is a HMO D-SNP: a health maintenance organization (HMO). It is a Dual Special Needs Plan (D-SNP), for people who have both Medicare and Medicaid.
- Who is CareNeeds Platinum (HMO D-SNP) for?
- CareNeeds Platinum (HMO D-SNP) It is a Dual Special Needs Plan (D-SNP), for people who have both Medicare and Medicaid.
- Where is CareNeeds Platinum (HMO D-SNP) offered?
- CareNeeds Platinum (HMO D-SNP) is offered in 17 counties in Florida for 2027.
- What is the CMS star rating for CareNeeds Platinum (HMO D-SNP)?
- CareNeeds Platinum (HMO D-SNP) Medicare rates it 4 out of 5 stars.
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.