Medicare Plans in Palm Beach County, Florida — 2027
The short answer: 111 Medicare plans are available in Palm Beach County, Florida for 2027, offered by 15 insurance companies. Monthly premiums range from $0 to $173. 92 of these plans (83%) charge no monthly premium. The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Palm Beach County is $500.
Plans available111
Insurance companies15
Premium range$0 to $173
Median premium$0
$0-premium plans92 (83%)
Plans available in Palm Beach County
| Plan | Insurance company | Plan type | Monthly premium | CMS star rating |
|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) | UnitedHealthcare | Regional PPO | $0 | 3.5 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) | UnitedHealthcare | PPO | $0 | 4 out of 5 stars |
| AARP Medicare Advantage from UHC FL-0015 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage from UHC FL-0026 (PPO) | UnitedHealthcare | PPO | $0 | 4 out of 5 stars |
| Aetna Medicare Chronic Care (HMO C-SNP) | Aetna Medicare | HMO C-SNP | $0 | 4 out of 5 stars |
| Aetna Medicare Eagle Giveback (PPO) | Aetna Medicare | PPO | $0 | 4 out of 5 stars |
| Aetna Medicare Full Dual Select (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 4 out of 5 stars |
| Aetna Medicare Partial Dual Select (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 4 out of 5 stars |
| Aetna Medicare QMB Only Select (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 4 out of 5 stars |
| Aetna Medicare Select (HMO) | Aetna Medicare | HMO | $0 | 4 out of 5 stars |
| Aetna Medicare Signature (PPO) | Aetna Medicare | PPO | $0 | 4 out of 5 stars |
| AmeriHealth Caritas VIP Care (HMO D-SNP) | AmeriHealth Caritas VIP Care (HMO-D-SNP) | HMO D-SNP | $0 | Not yet rated by CMS |
| BlueMedicare Focus (HMO C-SNP) | Florida Blue HMO | HMO C-SNP | $0 | 3.5 out of 5 stars |
| BlueMedicare Patriot (PPO) | Florida Blue | PPO | $0 | 3 out of 5 stars |
| BlueMedicare Patriot Plus (PPO) | Florida Blue | PPO | $0 | 3 out of 5 stars |
| BlueMedicare Premier (HMO) | Florida Blue HMO | HMO | $0 | 3.5 out of 5 stars |
| BlueMedicare Value (PPO) | Florida Blue | PPO | $0 | 3 out of 5 stars |
| CareAccess (HMO) | CarePlus Health Plans, Inc. | HMO | $0 | 4 out of 5 stars |
| CareBreeze (HMO C-SNP) | CarePlus Health Plans, Inc. | HMO C-SNP | $0 | 4 out of 5 stars |
| CareBreeze Platinum (HMO-POS C-SNP) | CarePlus Health Plans, Inc. | HMO-POS C-SNP | $0 | 4 out of 5 stars |
| CareComplete (HMO C-SNP) | CarePlus Health Plans, Inc. | HMO C-SNP | $0 | 4 out of 5 stars |
| CareComplete Platinum (HMO-POS C-SNP) | CarePlus Health Plans, Inc. | HMO-POS C-SNP | $0 | 4 out of 5 stars |
| CareFree Giveback (HMO) | CarePlus Health Plans, Inc. | HMO | $0 | 4 out of 5 stars |
| CareFree Platinum Giveback (HMO-POS) | CarePlus Health Plans, Inc. | HMO-POS | $0 | 4 out of 5 stars |
| CareNeeds Platinum (HMO D-SNP) | CarePlus Health Plans, Inc. | HMO D-SNP | $0 | 4 out of 5 stars |
| CareOne Plus (HMO-POS) | CarePlus Health Plans, Inc. | HMO-POS | $0 | 4 out of 5 stars |
| CareSalute (HMO) | CarePlus Health Plans, Inc. | HMO | $0 | 4 out of 5 stars |
| DEVOTED C-SNP ENHANCED 068 FL (HMO C-SNP) | Devoted Health | HMO C-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED C-SNP PLUS 086 FL (HMO C-SNP) | Devoted Health | HMO C-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED CORE 003 FL (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DEVOTED CORE 037 FL (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DEVOTED CORE 064 FL (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DEVOTED DUAL 021 FL (HMO D-SNP) | Devoted Health | HMO D-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED DUAL FULL 079 FL (HMO D-SNP) | Devoted Health | HMO D-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED DUAL QMB 055 FL (HMO D-SNP) | Devoted Health | HMO D-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED GIVEBACK 015 FL (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DEVOTED GIVEBACK EXTRAS 114 FL (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| Florida Complete Care (HMO I-SNP) | Florida Complete Care | HMO I-SNP | $0 | 3 out of 5 stars |
| Florida Complete Care- In The Community (HMO-POS I-SNP) | Florida Complete Care | HMO-POS I-SNP | $0 | 3 out of 5 stars |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) | Florida Complete Care | HMO-POS D-SNP | $0 | 3 out of 5 stars |
| Freedom Medi-Medi Partial (HMO D-SNP) | Freedom Health, Inc. | HMO D-SNP | $0 | 4 out of 5 stars |
| Freedom Medicare Plan Rx (HMO) | Freedom Health, Inc. | HMO | $0 | 4 out of 5 stars |
| Freedom Savings Plan (HMO) | Freedom Health, Inc. | HMO | $0 | 4 out of 5 stars |
| Freedom VIP Care (HMO C-SNP) | Freedom Health, Inc. | HMO C-SNP | $0 | 4 out of 5 stars |
| Freedom VIP Savings (HMO C-SNP) | Freedom Health, Inc. | HMO C-SNP | $0 | 4 out of 5 stars |
| Freedom VIP Savings COPD (HMO C-SNP) | Freedom Health, Inc. | HMO C-SNP | $0 | 4 out of 5 stars |
| Gold Dialysis & Kidney (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $0 | 2.5 out of 5 stars |
| Gold Dialysis Premier (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $0 | 2.5 out of 5 stars |
| Gold Heart & Diabetes (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $0 | 2.5 out of 5 stars |
| Gold Heart & Diabetes Plus (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $0 | 2.5 out of 5 stars |
| HealthSun HealthAdvantage Plan (HMO) | HealthSun Health Plans, Inc. | HMO | $0 | 4.5 out of 5 stars |
| HealthSun HealthAdvantage Plus (HMO) | HealthSun Health Plans, Inc. | HMO | $0 | 4.5 out of 5 stars |
| HealthSun MediSun Extra (HMO D-SNP) | HealthSun Health Plans, Inc. | HMO D-SNP | $0 | 4.5 out of 5 stars |
| HealthSun MediSun Full Dual Extra (HMO D-SNP) | HealthSun Health Plans, Inc. | HMO D-SNP | $0 | 4.5 out of 5 stars |
| HealthSun VitalCare (HMO C-SNP) | HealthSun Health Plans, Inc. | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Humana Dual Integrated (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Dual Integrated (PPO D-SNP) | Humana | PPO D-SNP | $0 | 3.5 out of 5 stars |
| Humana Dual Select H1036-077 (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Dual Select H1036-304 (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Dual Select H7284-010 (PPO D-SNP) | Humana | PPO D-SNP | $0 | 3.5 out of 5 stars |
| Humana Fully Integrated H1036-280 (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Humana Gold Plus Giveback H1036-305 (HMO) | Humana | HMO | $0 | 4.5 out of 5 stars |
| Humana Gold Plus H1036-062C (HMO) | Humana | HMO | $0 | 4.5 out of 5 stars |
| Humana Gold Plus Lung (HMO C-SNP) | Humana | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (HMO) | Humana | HMO | $0 | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| HumanaChoice Florida H5216-068 (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| HumanaChoice Florida H7617-107 (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| HumanaChoice Giveback H5216-311 (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| HumanaChoice Giveback H7617-110 (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| HumanaChoice Giveback H7617-145 (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| Optimum Emerald Partial (HMO D-SNP) | Optimum HealthCare, Inc. | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Premier Care (HMO I-SNP) | Align Senior Care | HMO I-SNP | $0 | Not yet rated by CMS |
| Prominence Diabetes and Heart Giveback (HMO C-SNP) | Prominence Health Plan | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Prominence Extra Help (HMO) | Prominence Health Plan | HMO | $0 | 4.5 out of 5 stars |
| Prominence Giveback (HMO) | Prominence Health Plan | HMO | $0 | 4.5 out of 5 stars |
| Prominence Plus (HMO) | Prominence Health Plan | HMO | $0 | 4.5 out of 5 stars |
| Simply Complete Platinum (HMO D-SNP) | Simply Healthcare Plans, Inc. | HMO D-SNP | $0 | 4 out of 5 stars |
| Solis Healthy Living Plan (HMO) | Solis Health Plans | HMO | $0 | 4.5 out of 5 stars |
| Solis Wellness Giveback Plan (HMO C-SNP) | Solis Health Plans | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Solis Wellness Plan (HMO C-SNP) | Solis Health Plans | HMO C-SNP | $0 | 4.5 out of 5 stars |
| UHC Dual Complete FL-Q1 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP | $0 | 3.5 out of 5 stars |
| UHC Preferred Dual Complete FL-QV1P (HMO D-SNP) | UnitedHealthcare | HMO D-SNP | $0 | 4 out of 5 stars |
| UHC Preferred Medicare Advantage FL-002P (HMO) | UnitedHealthcare | HMO | $0 | 4 out of 5 stars |
| Wellcare Giveback (HMO-POS) | Wellcare | HMO-POS | $0 | 4 out of 5 stars |
| Wellcare Simple (HMO-POS) | Wellcare | HMO-POS | $0 | 4 out of 5 stars |
| Wellcare Sunshine Health Dual Access (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP | $0 | 4 out of 5 stars |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 4 out of 5 stars |
| Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP | $0 | 4 out of 5 stars |
| Prominence Dual (HMO D-SNP) | Prominence Health Plan | HMO D-SNP | $0.50 | 4.5 out of 5 stars |
| Senior Care (HMO I-SNP) | Align Senior Care | HMO I-SNP | $2.10 | Not yet rated by CMS |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP | $6.10 | 5 out of 5 stars |
| American Health Advantage of Florida (HMO I-SNP) | American Health Advantage of Florida | HMO I-SNP | $7.30 | Not yet rated by CMS |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $7.30 | 2.5 out of 5 stars |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $7.30 | 2.5 out of 5 stars |
| Longevity Health Plan (HMO I-SNP) | Longevity Health Plan | HMO I-SNP | $7.30 | 5 out of 5 stars |
| Solis Balanced Plan (HMO C-SNP) | Solis Health Plans | HMO C-SNP | $7.30 | 4.5 out of 5 stars |
| Solis Guardian Plan (HMO D-SNP) | Solis Health Plans | HMO D-SNP | $7.30 | 4.5 out of 5 stars |
| UHC Dual Complete FL-Y7 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | $7.30 | 3.5 out of 5 stars |
| UHC Preferred Dual Complete FL-Y3P (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $7.30 | 4 out of 5 stars |
| Wellcare Sunshine Health Dual Align Unity (HMO D-SNP) | Wellcare | HMO D-SNP | $7.30 | 4 out of 5 stars |
| HumanaChoice R5826-018 (Regional PPO) | Humana | Regional PPO | $9 | 4 out of 5 stars |
| HumanaChoice R5826-074 (Regional PPO) | Humana | Regional PPO | $35 | 4 out of 5 stars |
| HumanaChoice Florida H7284-008 (PPO) | Humana | PPO | $52 | 3.5 out of 5 stars |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) | UnitedHealthcare | Regional PPO | $127 | 3.5 out of 5 stars |
| Prominence Meridian (HMO-POS) | Prominence Health Plan | HMO-POS | $159 | 4.5 out of 5 stars |
| HumanaChoice R5826-005 (Regional PPO) | Humana | Regional PPO | $161 | 4 out of 5 stars |
| BlueMedicare Select (PPO) | Florida Blue | PPO | $173 | 3 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
How Palm Beach County compares with Florida
Palm Beach County has 111 Medicare plans for 2027, compared with a Florida county average of about 58 plans. Across Florida, premiums run from $0 to $326 and 82% of plan listings charge $0. In Palm Beach County the median monthly premium is $0, and residents can choose from 15 insurance companies.
Insurance companies in Palm Beach County
- Humana — 32 plans
- Freedom Health — 13 plans
- UnitedHealthcare — 12 plans
- Devoted Health — 10 plans
- Aetna — 7 plans
- Wellcare — 6 plans
- Florida Blue — 6 plans
- Gold Kidney Health Plan — 6 plans
- Prominence Health Plan — 6 plans
- Solis Health Plans — 5 plans
- Florida Complete Care — 3 plans in Palm Beach County — see statewide line-up
- Align Senior Care — 2 plans in Palm Beach County — see statewide line-up
- Longevity Health Plan — 1 plan in Palm Beach County — see statewide line-up
- AmeriHealth Caritas VIP Care (HMO-D-SNP) — 1 plan in Palm Beach County — see statewide line-up
- American Health Advantage of Florida — 1 plan in Palm Beach County — see statewide line-up
Special Needs Plans in Palm Beach County
62 of the plans in Palm Beach County are Special Needs Plans: 31 Dual Special Needs Plans (for people with both Medicare and Medicaid); 24 Chronic Condition Special Needs Plans; 7 Institutional Special Needs Plans. Eligibility for these plans is limited to the group each plan serves. See the Dual Special Needs Plans guide and the Medicare Savings Programs guide for how qualification works.
Frequently asked questions
- How many Medicare Advantage plans are available in Palm Beach County in 2027?
- 111 Medicare plans are available in Palm Beach County, Florida for 2027, offered by 15 insurance companies.
- What is the lowest Medicare Advantage premium in Palm Beach County?
- The lowest monthly premium in Palm Beach County is $0, charged by Solis Healthy Living Plan (HMO).
- How many $0-premium Medicare plans are in Palm Beach County?
- 92 of the 111 Medicare plans in Palm Beach County (83%) charge no monthly premium.
- What is the lowest out-of-pocket maximum in Palm Beach County?
- The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Palm Beach County for 2027 is $500, on Freedom Medi-Medi Partial (HMO D-SNP).
- Which insurance companies offer Medicare plans in Palm Beach County?
- The insurance companies offering Medicare plans in Palm Beach County for 2027 are: Humana (32 plans), Freedom Health (13 plans), UnitedHealthcare (12 plans), Devoted Health (10 plans), Aetna (7 plans), Wellcare (6 plans), Florida Blue (6 plans), Gold Kidney Health Plan (6 plans), Prominence Health Plan (6 plans), Solis Health Plans (5 plans), Florida Complete Care (3 plans), Align Senior Care (2 plans), Longevity Health Plan (1 plans), AmeriHealth Caritas VIP Care (HMO-D-SNP) (1 plans), American Health Advantage of Florida (1 plans).
- Are there Special Needs Plans in Palm Beach County?
- Yes. 62 Special Needs Plans are offered in Palm Beach County for 2027: 31 Dual Special Needs Plans (for people with both Medicare and Medicaid); 24 Chronic Condition Special Needs Plans; 7 Institutional Special Needs Plans.
- What is the lowest Part D deductible in Palm Beach County?
- The lowest Part D deductible among plans with drug coverage in Palm Beach County for 2027 is $0.
Nearby counties
- Medicare plans in Broward County
- Medicare plans in Glades County
- Medicare plans in Hendry County
- Medicare plans in Martin County
- Medicare plans in Okeechobee County
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.