Freedom Savings Plan (HMO) — 2027
The short answer: Freedom Savings Plan (HMO) is a HMO plan offered by Freedom Health for 2027 in 21 counties in Florida. Its monthly premium is $0. Medicare rates it 4 out of 5 stars.
Freedom Savings Plan (HMO) (H5427-052) is a health maintenance organization (HMO). It is open to anyone who has Medicare Part A and Part B and lives in the plan service area. It is sold by Freedom Health, Inc., part of Elevance Health, Inc..
Costs at a glance
| Monthly premium (CMS data, October 18, 2026) | $0 |
|---|---|
| Part D deductible | Not applicable — this plan does not include Part D drug coverage |
| In-network out-of-pocket maximum | $4,450 |
| CMS star rating | 4 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
Where Freedom Savings Plan (HMO) is offered
Freedom Savings Plan (HMO) is offered in 21 counties in Florida for 2027:
- Brevard County
- Citrus County
- Hernando County
- Hillsborough County
- Indian River County
- Lake County
- Lee County
- Manatee County
- Marion County
- Martin County
- Orange County
- Osceola County
- Palm Beach County
- Pasco County
- Pinellas County
- Polk County
- Sarasota County
- Seminole County
- St. Lucie County
- Sumter County
- Volusia County
How Freedom Savings Plan (HMO) compares
The median monthly premium across Freedom Health plans in Florida is $0; this plan charges $0. The average in-network out-of-pocket maximum among Medicare Advantage plans in Florida is about $6,063; this plan’s maximum is $4,450.
Similar plans from Freedom Health in Florida
- Freedom Medicare Plan Rx (HMO) — $0 a month
- Freedom Platinum Plan Rx (HMO) — $0 a month
- Freedom Platinum Rewards Plan Rx (HMO) — $0 a month
- HealthSun MediMax (HMO) — $0 a month
- HealthSun HealthAdvantage Plan (HMO) — $0 a month
- HealthSun HealthAdvantage Plus (HMO) — $0 a month
Frequently asked questions
- What is the monthly premium for Freedom Savings Plan (HMO)?
- The monthly premium for Freedom Savings Plan (HMO) is $0 in CMS data as of October 18, 2026.
- What is the out-of-pocket maximum for Freedom Savings Plan (HMO)?
- The in-network out-of-pocket maximum for Freedom Savings Plan (HMO) is $4,450 for 2027.
- What is the Part D deductible for Freedom Savings Plan (HMO)?
- Freedom Savings Plan (HMO) does not include Part D drug coverage, so it has no Part D deductible.
- What kind of plan is Freedom Savings Plan (HMO)?
- Freedom Savings Plan (HMO) is a HMO: a health maintenance organization (HMO). It is open to anyone who has Medicare Part A and Part B and lives in the plan service area.
- Who is Freedom Savings Plan (HMO) for?
- Freedom Savings Plan (HMO) It is open to anyone who has Medicare Part A and Part B and lives in the plan service area.
- Where is Freedom Savings Plan (HMO) offered?
- Freedom Savings Plan (HMO) is offered in 21 counties in Florida for 2027.
- What is the CMS star rating for Freedom Savings Plan (HMO)?
- Freedom Savings Plan (HMO) Medicare rates it 4 out of 5 stars.
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.