Freedom VIP Savings COPD (HMO C-SNP) — 2027

The short answer: Freedom VIP Savings COPD (HMO C-SNP) is a HMO C-SNP plan offered by Freedom Health for 2027 in 16 counties in Florida. Its monthly premium is $0. Medicare rates it 4 out of 5 stars.

Freedom VIP Savings COPD (HMO C-SNP) (H5427-077) is a health maintenance organization (HMO). It is a Chronic Condition Special Needs Plan (C-SNP), for people with chronic lung disorders. It is sold by Freedom Health, Inc., part of Elevance Health, Inc..

Costs at a glance

Monthly premium (CMS data, October 18, 2026)$0
Part D deductible$0
In-network out-of-pocket maximum$3,400
CMS star rating4 out of 5 stars

Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.

Where Freedom VIP Savings COPD (HMO C-SNP) is offered

Freedom VIP Savings COPD (HMO C-SNP) is offered in 16 counties in Florida for 2027:

How Freedom VIP Savings COPD (HMO C-SNP) compares

The median monthly premium across Freedom Health plans in Florida is $0; this plan charges $0. The average in-network out-of-pocket maximum among Medicare Advantage plans in Florida is about $6,063; this plan’s maximum is $3,400.

Similar plans from Freedom Health in Florida

How Chronic Condition Special Needs Plans work: Chronic Special Needs Plans guide.

Frequently asked questions

What is the monthly premium for Freedom VIP Savings COPD (HMO C-SNP)?
The monthly premium for Freedom VIP Savings COPD (HMO C-SNP) is $0 in CMS data as of October 18, 2026.
What is the out-of-pocket maximum for Freedom VIP Savings COPD (HMO C-SNP)?
The in-network out-of-pocket maximum for Freedom VIP Savings COPD (HMO C-SNP) is $3,400 for 2027.
What is the Part D deductible for Freedom VIP Savings COPD (HMO C-SNP)?
The Part D deductible for Freedom VIP Savings COPD (HMO C-SNP) is $0 for 2027.
What kind of plan is Freedom VIP Savings COPD (HMO C-SNP)?
Freedom VIP Savings COPD (HMO C-SNP) is a HMO C-SNP: a health maintenance organization (HMO). It is a Chronic Condition Special Needs Plan (C-SNP), for people with chronic lung disorders.
Who is Freedom VIP Savings COPD (HMO C-SNP) for?
Freedom VIP Savings COPD (HMO C-SNP) It is a Chronic Condition Special Needs Plan (C-SNP), for people with chronic lung disorders.
Where is Freedom VIP Savings COPD (HMO C-SNP) offered?
Freedom VIP Savings COPD (HMO C-SNP) is offered in 16 counties in Florida for 2027.
What is the CMS star rating for Freedom VIP Savings COPD (HMO C-SNP)?
Freedom VIP Savings COPD (HMO C-SNP) Medicare rates it 4 out of 5 stars.

Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.

About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.

Researched and reviewed by , Licensed Insurance Agent, NPN 18910035, Senior Benefit Assistance. Medicare plan data on this page comes from CMS’s published CY2027 Landscape Source File (see source line). Last reviewed: October 26, 2026.

Talk with a licensed agent about the plans in your area: call 1-866-340-3441.