Optimum Diamond Savings (HMO C-SNP) — 2027
The short answer: Optimum Diamond Savings (HMO C-SNP) is a HMO C-SNP plan offered by Freedom Health for 2027 in 18 counties in Florida. Its monthly premium is $0. Medicare rates it 4.5 out of 5 stars.
Optimum Diamond Savings (HMO C-SNP) (H5594-030) is a health maintenance organization (HMO). It is a Chronic Condition Special Needs Plan (C-SNP), for people with cardiovascular disorders, chronic heart failure, diabetes mellitus. It is sold by Optimum HealthCare, Inc., part of Elevance Health, Inc..
Costs at a glance
| Monthly premium (CMS data, October 18, 2026) | $0 |
|---|---|
| Part D deductible | $0 |
| In-network out-of-pocket maximum | $5,000 |
| CMS star rating | 4.5 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
Where Optimum Diamond Savings (HMO C-SNP) is offered
Optimum Diamond Savings (HMO C-SNP) is offered in 18 counties in Florida for 2027:
- Brevard County
- Charlotte County
- Citrus County
- Collier County
- Indian River County
- Lake County
- Lee County
- Manatee County
- Marion County
- Martin County
- Orange County
- Osceola County
- Polk County
- Sarasota County
- Seminole County
- St. Lucie County
- Sumter County
- Volusia County
How Optimum Diamond Savings (HMO C-SNP) compares
The median monthly premium across Freedom Health plans in Florida is $0; this plan charges $0. The average in-network out-of-pocket maximum among Medicare Advantage plans in Florida is about $6,063; this plan’s maximum is $5,000.
Similar plans from Freedom Health in Florida
- Freedom VIP Savings (HMO C-SNP) — $0 a month
- Freedom VIP Rewards (HMO C-SNP) — $0 a month
- Freedom VIP Savings COPD (HMO C-SNP) — $0 a month
- HealthSun VitalCare (HMO C-SNP) — $0 a month
- Optimum Diamond Savings COPD (HMO C-SNP) — $0 a month
- Freedom VIP Care (HMO C-SNP) — $0 a month
How Chronic Condition Special Needs Plans work: Chronic Special Needs Plans guide.
Frequently asked questions
- What is the monthly premium for Optimum Diamond Savings (HMO C-SNP)?
- The monthly premium for Optimum Diamond Savings (HMO C-SNP) is $0 in CMS data as of October 18, 2026.
- What is the out-of-pocket maximum for Optimum Diamond Savings (HMO C-SNP)?
- The in-network out-of-pocket maximum for Optimum Diamond Savings (HMO C-SNP) is $5,000 for 2027.
- What is the Part D deductible for Optimum Diamond Savings (HMO C-SNP)?
- The Part D deductible for Optimum Diamond Savings (HMO C-SNP) is $0 for 2027.
- What kind of plan is Optimum Diamond Savings (HMO C-SNP)?
- Optimum Diamond Savings (HMO C-SNP) is a HMO C-SNP: a health maintenance organization (HMO). It is a Chronic Condition Special Needs Plan (C-SNP), for people with cardiovascular disorders, chronic heart failure, diabetes mellitus.
- Who is Optimum Diamond Savings (HMO C-SNP) for?
- Optimum Diamond Savings (HMO C-SNP) It is a Chronic Condition Special Needs Plan (C-SNP), for people with cardiovascular disorders, chronic heart failure, diabetes mellitus.
- Where is Optimum Diamond Savings (HMO C-SNP) offered?
- Optimum Diamond Savings (HMO C-SNP) is offered in 18 counties in Florida for 2027.
- What is the CMS star rating for Optimum Diamond Savings (HMO C-SNP)?
- Optimum Diamond Savings (HMO C-SNP) Medicare rates it 4.5 out of 5 stars.
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.