Optimum Diamond Savings COPD (HMO C-SNP) — 2027
The short answer: Optimum Diamond Savings COPD (HMO C-SNP) is a HMO C-SNP plan offered by Freedom Health for 2027 in 14 counties in Florida. Its monthly premium is $0. Medicare rates it 4.5 out of 5 stars.
Optimum Diamond Savings COPD (HMO C-SNP) (H5594-031) is a health maintenance organization (HMO). It is a Chronic Condition Special Needs Plan (C-SNP), for people with chronic lung disorders. It is sold by Optimum HealthCare, Inc., part of Elevance Health, Inc..
Costs at a glance
| Monthly premium (CMS data, October 18, 2026) | $0 |
|---|---|
| Part D deductible | $0 |
| In-network out-of-pocket maximum | $5,000 |
| CMS star rating | 4.5 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
Where Optimum Diamond Savings COPD (HMO C-SNP) is offered
Optimum Diamond Savings COPD (HMO C-SNP) is offered in 14 counties in Florida for 2027:
- Charlotte County
- Citrus County
- Collier County
- Indian River County
- Lake County
- Lee County
- Marion County
- Martin County
- Orange County
- Osceola County
- Polk County
- Seminole County
- St. Lucie County
- Sumter County
How Optimum Diamond Savings COPD (HMO C-SNP) compares
The median monthly premium across Freedom Health plans in Florida is $0; this plan charges $0. The average in-network out-of-pocket maximum among Medicare Advantage plans in Florida is about $6,063; this plan’s maximum is $5,000.
Similar plans from Freedom Health in Florida
- Freedom VIP Savings (HMO C-SNP) — $0 a month
- Freedom VIP Rewards (HMO C-SNP) — $0 a month
- Optimum Diamond Savings (HMO C-SNP) — $0 a month
- Freedom VIP Savings COPD (HMO C-SNP) — $0 a month
- HealthSun VitalCare (HMO C-SNP) — $0 a month
- Freedom VIP Care (HMO C-SNP) — $0 a month
How Chronic Condition Special Needs Plans work: Chronic Special Needs Plans guide.
Frequently asked questions
- What is the monthly premium for Optimum Diamond Savings COPD (HMO C-SNP)?
- The monthly premium for Optimum Diamond Savings COPD (HMO C-SNP) is $0 in CMS data as of October 18, 2026.
- What is the out-of-pocket maximum for Optimum Diamond Savings COPD (HMO C-SNP)?
- The in-network out-of-pocket maximum for Optimum Diamond Savings COPD (HMO C-SNP) is $5,000 for 2027.
- What is the Part D deductible for Optimum Diamond Savings COPD (HMO C-SNP)?
- The Part D deductible for Optimum Diamond Savings COPD (HMO C-SNP) is $0 for 2027.
- What kind of plan is Optimum Diamond Savings COPD (HMO C-SNP)?
- Optimum Diamond Savings COPD (HMO C-SNP) is a HMO C-SNP: a health maintenance organization (HMO). It is a Chronic Condition Special Needs Plan (C-SNP), for people with chronic lung disorders.
- Who is Optimum Diamond Savings COPD (HMO C-SNP) for?
- Optimum Diamond Savings COPD (HMO C-SNP) It is a Chronic Condition Special Needs Plan (C-SNP), for people with chronic lung disorders.
- Where is Optimum Diamond Savings COPD (HMO C-SNP) offered?
- Optimum Diamond Savings COPD (HMO C-SNP) is offered in 14 counties in Florida for 2027.
- What is the CMS star rating for Optimum Diamond Savings COPD (HMO C-SNP)?
- Optimum Diamond Savings COPD (HMO C-SNP) Medicare rates it 4.5 out of 5 stars.
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.